OP, for what its worth, I'm experiencing the same anxiety. I'm taking hormonal birth control, and have tried having sex without condoms, but I was so scared that I had to make him put one on. I think almost every woman who isn't ready for a baby yet feels this type of anxiety, particularily when they're new to sex. I lost my virginity in March, and I'm still scared, even though I know the likelihood of using birth control AND condoms will result in a very, very low chance for pregnancy.